Is my German pension paid and taxed in Cyprus?
Short answer
The Deutsche Rentenversicherung pays pensions to people living in other EU countries, including Cyprus. A statutory pension stays German-source income, and the treaty lets Germany tax pensions paid under its social security system.
The Finanzamt Neubrandenburg is the central tax office for pensioners living abroad.
For health insurance, the country that pays your pension is responsible: if a German pension is your only income, you get form S1 from your Krankenkasse and register it in Cyprus. If you work in Cyprus, you are insured here.
Sources
- Deutsche Rentenversicherung: moving abroad deutsche-rentenversicherung.de
- Einkommensteuergesetz, §49 (gesetze-im-internet.de) gesetze-im-internet.de
- Bundestag printed paper 17/6259: the Germany–Cyprus agreement and its text dserver.bundestag.de
- Finanzamt Neubrandenburg: pensioners living abroad finanzamt-rente-im-ausland.de
- Your Europe: health insurance when living abroad europa.eu
Information, not advice. This answer describes the published rules as they stand on 12 October 2026, checked against the sources listed. Tax and residence rules depend on your own circumstances and change; check your position with a tax adviser qualified in Germany and in Cyprus before you act on it.
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