What happens to my Dutch health insurance, zorgtoeslag and kinderbijslag when I move to Cyprus?
Short answer
Dutch basic health insurance ends by law when you are no longer insured under the Wlz, which usually happens when you emigrate without Dutch income. Zorgtoeslag and kinderbijslag usually stop too.
Zorgtoeslag abroad needs a Dutch health insurance policy or cover through the CAK. Living outside the Netherlands without working usually means no kinderbijslag; if you work in Cyprus, Cypriot child benefit normally applies instead.
Check whether you qualify for Cyprus's General Healthcare System (GESY) before your Dutch insurance ends, and arrange private cover for any gap.
Sources
- Zorgverzekeringswet (wetten.overheid.nl) wetten.overheid.nl
- Belastingdienst: your national insurance when you emigrate belastingdienst.nl
- NederlandWereldwijd: zorgtoeslag outside the Netherlands nederlandwereldwijd.nl
- NederlandWereldwijd: kinderbijslag outside the Netherlands nederlandwereldwijd.nl
- GESY: who is a beneficiary gesy.org.cy
Information, not advice. This answer describes the published rules as they stand on 12 October 2026, checked against the sources listed. Tax and residence rules depend on your own circumstances and change; check your position with a tax adviser qualified in the Netherlands and in Cyprus before you act on it.
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